Using debit-cards to pay for services in Thailand is becoming more and more common. 5 years ago it would be hard to find a restaurant with a bankterminal to pay for your food.
Want to meet Thai girls for free? Check out this post.
Hotels, restaurants, bars and many other establishments have started to have bankterminals more and more the last years. You don’t need to walk around with a big stack of cash to get by anymore.
For example. I never pay my hotels in cash anymore. If the hotel is not pre-paid, I will pay it with my debit-card.
I’ve even seen a street food restaurant with a bankterminals in Bangkok now.
The times are changing I guess, and Thailand is becoming more and more like Japan and South-Korea than its neighboring countries. (Bangkok at least)
So, what scam am I talking about?
Sometimes you have to give away your debit-card to a hotel employee or a waiter. She will then bring your card behind the desk to the bankterminal to withdraw money from it.
It’s easy for an dishonest employee to take a picture of your card with his / her phone. She can then use it later to buy stuff online.
All you need to buy stuff online is three different numbers from your card:
- The card-number
- The expire date
- The three digit CVC-code.
No need for pin-code.
This is how I deal with it
I have two cards that go to the same bank account.
The first card is normal, the second card I have censored the CVC-code and the expiry date.
Having only the card-number is useless. You can not buy anything with the card with only that number, but you can still use the magnet strip / chip to buy stuff in shops.
This method is genius because I don’t have to go around worry about where I have my debit-card. I can just ‘throw it around’ without any concern to different employees and waiters.
Getting a duplicate card is easy and mostly free in all banks. Just call them up and tell them that you want a second card to your bank account.